It was NEVER wise to miss a payment to Babs "Grandma Babsy" Malone. She was THE most brutal and effective collector in all of book-making history.
He hadn't wanted to skip a payment, but it was that or lose his car. Having done so, he now knew what Babs motto, "Pay me or face the Piper", meant.
The Piper was 14 inches of varnished ironwood, roughly phallic-shaped, of tremendous girth. She'd abused him with it mercilessly. Horribly, rippingly painful at first, it left him bloody and with glazed eyes.
Limping and shamed, he readily agreed to pay her double next Friday.